Commercial banker. Commercial real estate advisor. Educator. A career spent helping business owners grow sales, protect profits, and own what they build.
“Put yourself where your work ethic can be seen.”
At seventeen, I was working maintenance at a condominium in Miami. One resident noticed how I worked. He handed me a book about money and gave me that advice — and I never forgot it.
I applied everywhere and became a bank teller. That first step led to nineteen years in banking — at Wachovia, at HSBC as Vice President and Senior Commercial Relationship Manager, and at Bank of America Merrill Lynch as Senior Vice President of Commercial Banking — advising business owners on capital, cash flow, and growth.
From there I built a commercial real estate practice — representing buyers, sellers, borrowers, and tenants across industrial, retail, office, and multifamily property throughout Florida.
Today I advise business owners and investors at the intersection of commercial real estate and commercial banking, and I teach real estate principles at Florida International University. The questions my students ask are the same ones I once had. Think in Decades is where I answer them.
The best business and real estate decisions compound. Every engagement starts with the long view: what is this decision worth ten years from now? Cash flow before lifestyle. Ownership before appearances. Relationships before transactions.
Advisory for business owners and investors across South Florida.
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