Francisco Giron advises business owners and investors on the decisions that build lasting value — commercial real estate, capital strategy, and the financial discipline behind sustainable growth.
Most owners see their building, their bank, and their business as separate decisions. They are one strategy.
Buy versus lease, site selection, acquisitions, and dispositions — structured around how your business actually operates and grows.
Nineteen years inside commercial banking. Understand how lenders see your business, and position it to be bankable before you need capital.
Cash flow, cost of occupancy, and the operating decisions that turn revenue into profit — and profit into enterprise value.
Buyer, seller, and tenant representation across industrial, retail, office, and multifamily throughout Florida.
129+ selected closings · $1.3B combined value · industrial, retail, office and multifamily.
“Put yourself where your work ethic can be seen.”
At seventeen I was working maintenance in a Miami condominium when a resident noticed how I worked. He handed me a book about money and gave me that advice. I became a bank teller.
That first step became nineteen years in commercial banking, a commercial real estate practice, a CCIM designation, an Executive MBA, and a classroom at Florida International University — and a career spent helping business owners grow.
My storyThe best business and real estate decisions compound. Every engagement starts with the long view — what this choice is worth ten years from now.
Let what your business and investments produce pay for the life you want, not the other way around. Buy property on the income it earns today, not on the appreciation you hope for, and build reserves before upgrades. Cash flow buys time, and time is what lets everything else compound.
Equity builds quietly; image costs money every month. Owning your building, a stake in your company or a property that pays you is worth more over a decade than the car, the corner office or the address. Put capital where it grows and let the results speak.
Solve the problem in front of you better than anyone expects, and the pay tends to follow. Early in a career, the skills and trust you earn are worth more than the next raise. In business, price follows the size of the problem you solve.
A deal closes once; a relationship keeps paying for decades. Lenders, brokers, tenants and partners remember how you handled the hard moments, not just the closing table. The best opportunities usually come through people who already trust you.
Reputation is what people say when you’re not in the room; recognition is the applause. Return the call, give the honest number and keep the promise when it costs you. Do that for ten years and the recognition takes care of itself.
Titles are given and taken away; skills stay with you. Reading a rent roll, underwriting a deal, negotiating a lease and explaining the numbers clearly carry into every role you’ll ever hold. Invest in what you can do, not what you’re called.
Short lessons on careers, business, banking, and commercial real estate — for owners, investors, and the next generation of professionals.
Watch the seriesGrow sales and profits, own your real estate, and build a company that banks and buyers value.
Explore →Acquire, finance, and reposition commercial property with discipline and a long horizon.
Explore →A commercial real estate training program for realtors, residential mortgage brokers, and rising professionals — learn how commercial deals are underwritten, financed, and closed.
Explore the program →A focused conversation about your business, your real estate, and the decision in front of you.
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