Commercial Real Estate & Banking Expert

Twenty-six years helping businesses grow sales and profits.

Francisco Giron advises business owners and investors on the decisions that build lasting value — commercial real estate, capital strategy, and the financial discipline behind sustainable growth.

Francisco Giron, MBA, CCIM
Francisco Giron, MBA, CCIM
Miami · South Florida
26Year career
19Years in commercial banking
CCIMCommercial investment designation
MBAUniversity of Miami
Advisory

Where real estate, capital, and growth meet.

Most owners see their building, their bank, and their business as separate decisions. They are one strategy.

01

Commercial Real Estate Strategy

Buy versus lease, site selection, acquisitions, and dispositions — structured around how your business actually operates and grows.

02

Capital & Banking Strategy

Nineteen years inside commercial banking. Understand how lenders see your business, and position it to be bankable before you need capital.

03

Growth & Profitability

Cash flow, cost of occupancy, and the operating decisions that turn revenue into profit — and profit into enterprise value.

04

Investment Sales & Leasing

Buyer, seller, and tenant representation across industrial, retail, office, and multifamily throughout Florida.

Selected transactions

Results across Florida.

129+ selected closings · $1.3B combined value · industrial, retail, office and multifamily.

Borrower representation01
$12.5M
Office parkSarasota, FL
Borrower representation02
$11.0M
RetailDoral, FL
Seller representation03
$5.55M
IndustrialMiami-Dade, FL
Buyer representation04
$6.5M
IndustrialDoral, FL
Buyer representation05
$4.325M
IndustrialAllapattah, FL
Buyer representation06
$3.95M
RetailPalmetto Bay, FL
Borrower representation07
$3.6M
RetailTampa, FL
Buyer representation08
$3.5M
RetailMiami Shores, FL
Seller representation09
$3.4M
Industrial · WaterfrontDoral, FL
Buyer representation10
$3.015M
IndustrialDoral, FL
Borrower representation11
$2.7M
IndustrialMedley, FL
Borrower representation12
$2.7M
Industrial / MedicalDoral, FL
Borrower representation13
$2.645M
IndustrialMiami, FL
Buyer representation14
$1.95M
OfficeMiami Lakes, FL
Seller representation15
$1.92M
IndustrialDoral, FL
Borrower representation16
$1.9M
IndustrialDoral, FL
Borrower representation17
$1.85M
IndustrialAuburndale, FL
Borrower representation18
$1.8M
IndustrialDoral, FL
Borrower representation19
$1.1M
RetailWynwood, FL
Borrower representation20
$1.1M
MultifamilyCoral Gables, FL
Borrower representation21
$930K
WarehouseHomestead, FL
Borrower representation22
$711K
Industrial investmentDoral, FL
“Put yourself where your work ethic can be seen.”
The foundation

At seventeen I was working maintenance in a Miami condominium when a resident noticed how I worked. He handed me a book about money and gave me that advice. I became a bank teller.

That first step became nineteen years in commercial banking, a commercial real estate practice, a CCIM designation, an Executive MBA, and a classroom at Florida International University — and a career spent helping business owners grow.

My story
The philosophy

Live present.
Think in decades.

The best business and real estate decisions compound. Every engagement starts with the long view — what this choice is worth ten years from now.

  1. Cash flow before lifestyle

    Let what your business and investments produce pay for the life you want, not the other way around. Buy property on the income it earns today, not on the appreciation you hope for, and build reserves before upgrades. Cash flow buys time, and time is what lets everything else compound.

  2. Ownership before appearances

    Equity builds quietly; image costs money every month. Owning your building, a stake in your company or a property that pays you is worth more over a decade than the car, the corner office or the address. Put capital where it grows and let the results speak.

  3. Value before compensation

    Solve the problem in front of you better than anyone expects, and the pay tends to follow. Early in a career, the skills and trust you earn are worth more than the next raise. In business, price follows the size of the problem you solve.

  4. Relationships before transactions

    A deal closes once; a relationship keeps paying for decades. Lenders, brokers, tenants and partners remember how you handled the hard moments, not just the closing table. The best opportunities usually come through people who already trust you.

  5. Reputation before recognition

    Reputation is what people say when you’re not in the room; recognition is the applause. Return the call, give the honest number and keep the promise when it costs you. Do that for ten years and the recognition takes care of itself.

  6. Skills before titles

    Titles are given and taken away; skills stay with you. Reading a rent roll, underwriting a deal, negotiating a lease and explaining the numbers clearly carry into every role you’ll ever hold. Invest in what you can do, not what you’re called.

Think in Decades · The series

What if your first job isn’t supposed to be your dream job?

Short lessons on careers, business, banking, and commercial real estate — for owners, investors, and the next generation of professionals.

Watch the series
Private consultation

Let’s talk about your next decade of growth.

A focused conversation about your business, your real estate, and the decision in front of you.

The Think in Decades Letter

One insight a week. Built for the long run.

Commercial real estate, banking, and business strategy — in your inbox. No hype. Unsubscribe anytime.

Live present, but think in decades.

Serving business owners and investors across Miami-Dade and Florida, including Doral, Miami, Medley, Allapattah, Wynwood, Coral Gables, Miami Shores, Miami Lakes, Palmetto Bay, Homestead, Tampa, Sarasota, and Auburndale.